We are all a product of our own insanity, yet we continue to take out the plastic gods. As if we somehow subconsiously believe that it will not have to be paid back. It is so easy to pull out the plastics and simply say I will pay for it later "buy today pay tomorrow" well in theory this is how it should work however continual use and only paying the minimum will end up in debt. Yes I said it the Debt word this should be known as the scariest word in the dictionary for many. Year after year we make New Years resolutions to pay off our debt. Well the truth is many of us fail and this my friends is why I am here. I am trying to understand where this inherit compulsion to spend without disregard to what this spending can do to the human spirit comes from. Of course the world around us isn't any help when many of us try to "keep up with the Jone's" and end up in miserable failure. Did you know that credit score defines you, and creditors look at this as a indicator of how responsible you are as a person. This number follows you throughout your life and determines what kind of interest rate you will receive. Can you imagine if we were told that part of our exsistence means we must tatoo this number on our hands, oh the shame! I encourage you to tell me what you think, are we a product of our own insanity. Is this something that should be taught at the tender age of 5 I believe so. For years I saw my mother spend and spend and the end result is a zero balance in her bank account. I to fell victim to the credit madness but quickly got back on track. I urge to take action after all this is your life we are talking about, and frankly it can't be healthy to be miserable and happy for just a moment. Lets lower that blood pressure and reduce the stress, move forward now! This is your life now put those credit cards down saved them in a draw and only use them for emergencies. You say easier said then done well take charge of your life for a better tomorrow and I assure you happier times will come. Become a healthier you! Be grateful everyday for those things that will come and the universe will reward you later.
What do you think?
Wednesday, February 13, 2008
Take Charge Today!
Labels:
Bad Credit,
balance,
Bankruptcy,
Credit Score,
Creditors,
Debt,
happy,
Resolutions,
stress
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